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Apollo Munich’s Medical Insurance Coverage

By: Joy Tiwari
For : Apollo Munich Health Insurance India
Date Added : June 8, 2010 Views : 70
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Apollo Group of hospitals and Munich Health have formed a joint venture by the name of Apollo Munich Health Insurance. The prime goal of the company is to Uncomplicate healthcare solutions in the country. The confusion in claims, the jargon in policy wordings etc.—is being resolved by the company. In order to provide individuals with the most innovative healthcare solutions, Apollo Munich has come out with some of the best insurance policies. Each of the plans covers a particular aspect of healthcare. Along with the treatments that are covered by the plans, there are numerous preventive healthcare facilities that are provided for the benefit of customers.

Apollo Munich offers a wide range of medical insurance plans. Each plan is designed after a thorough market analysis about the various needs of individuals. The medical policies offered are:


• Maxima: The plan covers outpatient and inpatient treatment. The plan also covers medical check-ups annually. Maxima has been specifically designed to make sure that the insured is protected from all aspects of healthcare. One can avail medical insurance coverage for a lifetime with this plan.


• Easy Health: the medical plan has been designed to protect people from financial stress that arises due to medical problems. The Easy Health Plan is covers a vast number of benefits including day-care procedures, pre-hospitalization and post-hospitalization, domiciliary treatments, etc. It also covers the cost of an ambulance in times of emergency.


• Insure Health: The policy has been designed to provide speedy medical insurance coverage to individuals and families. The plan requires minimal paperwork and no medical check-ups prior to buying the policy. This policy also covers Ayurvedic treatments, homeopathic treatments, etc.


• Optima Cash: This is a daily hospital cash plan. When people are hospitalized, there are a lot of costs that are not accounted for by insurance policies (such as attendant’s food, travel, accommodation, etc.). This plan provides cover for those costs.


Apollo Munich ensures that individuals can easily get the right kind of treatment at the right time without having to face any kind of monetary stress due to the same. Therefore the benefits provided along with the plans include pre- and post-hospitalization costs as well as those incurred during day-care procedures (treatments that require less than 24 hours hospitalization). Cashless hospitalization is a value-added service that customers can avail to get treatment without paying out-of-pocket. The service is available in the over 4000 network hospitals.


Apollo Munich makes sure that customers are cared for 24/7 by providing them an easy access to the helpline.



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Tiwari,Ajay
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